Our fee-free annuities are a secure way to meet your retirement income goals. If you're retired or planning for retirement, our annuity products are designed to make your financial future more predictable.
6% APY* on
Tax-Deferred Annuities,
Traditional IRAs or ROTH IRAs
NO ADMINISTRATIVE FEES.
NO SURRENDER CHARGES.
NO WITHDRAWAL FEES.
*New Account Rates are subject to change throughout the year.
EARNING WITH ANNUITIES
It's human nature to be
afraid of the unknown.
Annuities can provide security.
An annuity is a contract with an insurance company which builds tax-deferred savings allowing you to meet your retirement financial goals. Protecting your hard-earned money, allowing it to work for you by earning interest, until needed in retirement.
Often convenient payout options are available to help you manage your costs like healthcare and living expenses in retirement.
Annuities also provide death benefit provisions, allowing you to name a beneficiary.
Earn 6% APY* on
Tax-Deferred Annuities,
Traditional IRAs or ROTH IRAs
NO ADMINISTRATIVE FEES.
NO SURRENDER CHARGES.
NO WITHDRAWAL FEES.
OUR ANNUITY PRODUCTS
Tax-Deferred Annuity
Flexible Premium Annuity allowing you to continue to make unlimited deposits while interest is earned tax deferred until withdrawn. Partial or full withdrawals can be made at any time with no surrender charges. Withdrawal prior to age 59 ½ may be subject to IRS penalty.
IRA Annuity
ROTH IRA Annuity
ROTH IRA allows you to save after-tax income, and earn interest tax-free. Transfers of ROTH retirement savings to Professional Life & Casualty Company are also an option, which secures your retirement savings, and earns a competitive interest rate.
We offer convenient payout options - monthly, semi-annual, annual or partial withdrawals - to help you manage your living expenses in retirement. Withdrawal prior to age 59 1/2 may be subject to IRS penalty.
IRA allows you to save earned income tax deferred until you withdraw funds in retirement. Our Flexible Premium Annuity allows you to make pre-tax contributions during your working years. Transfers of qualified retirement savings to Professional Life & Casualty Company are also an option which secures your retirement savings, and earns a competitive interest rate.
We offer payout options to ensure you meet your IRA Required Minimum Distribution (RMD) annually, helping you avoid significant tax consequences. We offer convenient payout options - monthly, semi-annual, annual or partial withdrawals - to help you manage your living expenses in retirement. Withdrawal prior to age 59 ½ may be subject to IRS penalty.
Interest rates are determined annually and guaranteed to never go below 1%. New Account Rates are subject to change throughout the year.
PROVEN RESULTS
A track record
of competitive
interest rates.
Professional Life & Casualty Company periodically reviews rates to determine the crediting rates for existing balances and new contributions. Rates for new accounts are subject to change at any time, please contact us for the most current rate.
While some companies may offer higher interest rates, your money is often locked in for a defined time period, and surrender charges may apply if you withdraw funds. Professional Life & Casualty Company annuities have no hidden fees or surrender charges. We protect your hard-earned money, allowing it to work for you by earning interest, until you need it in retirement.
Call us at 1-800-651-1800 during regular business hours with any questions you may have about our rates.
2023
2023
2023
2022
2022
2022
2022
2022
2022
2021
2020
2020
2020
2019
2018
2017
2016
2015
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2012
2011
2010
2009
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1995
2024
6.00%
5.25%
5.00%
5.00%
4.50%
4.00%
3.25%
2.75%
2.50%
2.50%
2.50%
3.00%
3.50%
3.50%
2.50%
2.50%
2.50%
2.50%
2.50%
2.50%
3.50%
4.50%
4.50%
4.50%
5.00%
5.00%
5.00%
5.00%
5.25%
5.25%
5.75%
6.75%
6.75%
6.75%
6.75%
6.75%
5.50%
6.75%
6.00%
10/1/23-12/31/23
4/1/23-9/30/23
1/1/23-3/31/23
11/15/22-12/31/22
10/1/22-11/14/22
7/1/22-9/30/22
5/1/22-6/30/22
4/1/22-4/30/22
1/1/22-3/31/22
6/1/20-12/31/20
4/1/20-5/31/20
1/1/20-3/31/20
New Account Rates are subject to change throughout the year.
Earn 6% APY* on
Tax-Deferred Annuities,
Traditional IRAs or ROTH IRAs
NO ADMINISTRATIVE FEES.
NO SURRENDER CHARGES.
NO WITHDRAWAL FEES.
WHO WE ARE
Experienced Insurance
professionals are just
a phone call away.
We will provide you personalized service by answering your questions, aiming to simplify the process for you to secure your retirement savings. We are ready to take your call during regular business hours Monday - Friday 9am to 4:30pm Central time.
Professional Life & Casualty Company was incorporated in 1955 and is part of the Heritage Life Insurance Family. We have a long history helping people, and we are proud of the company we keep.
Questions? An insurance expert is just a call away during business hours.
CURRENT CUSTOMER
CONTACT FORM
We know it's not always convenient to get on the phone. If you have any questions about your account, you can write to us by using this web form.
We'll be sure to get back to you quickly.
Call us at
1-800-651-1800
to speak directly to an insurance professional during business hours.
